6 February 2007. Yesterday I had a very inspiring meeting with Alex Pigsley and his wife Mel(inda), Ecademy members just like me. He gave me a present, the book by Roger Hamilton on wealth dynamics, called Your Life Your Legacy. I started reading and it is amazing all these new concepts. For instance what he writes about critical moments on page 23, in the third paragraph: At critical moments, it is our instincts that count most. It is not intellectual learning that creates mastery, but physical learning from practice. You cannot master touchdowns by reading books on football. It is financial fitness (by mastering the game) not financial literacy (by mastering the rules) that defines our success. Otherwise the best footballers would be referees. As Warren Buffett says:`If past history was all there is to the game, the richest people would be librarians`. What I learned from this is that I am more interested in financial fitness than in financial literacy.